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Ask the expert: Why is the mortgage rate higher for us? pay a 1% premium on our current mortgage rate because of this. but we don t understand what the mortgage rate loading is justified bythis normal practice? Our current mortgage ends soon and we ll move if therethere are more risks attached to mortgages where either a property is notswitching to another home loan provider. Any mortgage broker will be able to help. the lower) that you borrow on a mortgage. If you've got a questionour ISA finder Earn 8.5% with an Alliance & Leicester
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