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7
. What to consider when taking out a mortgage
Mortgages Secured Loans Savings agency. As with any other loan, you pay interest on your mortgageinterest you pay over the life of the loan. We'll provide a Key Factspay this upfront or add it to your loan and pay interest. If you borrow over 90% of the Loan to Value of the property, you may incurand your mortgage. As a homeowner you’re also responsible for yourdifference to other loans – it is secured against your home. If you can’t keep
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http://www.halifax.co.uk/ManagingYourMoney/Mortgages.asp
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8
. ‘Chip-and-bin’ tax aims to force more recycling - Times Online
itself was covered in a protective platic film to stop it getting scratched, then it was put in a plastic bag which was secured with huge amounts of tape, then it was put in a moulded polystyrene container which in tuen was put in a box so complicatedwith next to no rubbish that was doomed to landfill or incineration - and it was all attirubtable to me as an individual homeowner with my own bins and collection. Wonderful unintentional tax advantage for me there then. Now I'm in Lancaster in an riverside
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http://www.timesonline.co.uk/tol/news/uk/article1832321.ece
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